Build generational wealth through passive real estate
Put your capital to work and earn strong returns by partnering with us to fund projects backed by real property. We do all the work while you build lasting generational wealth without the hassle of ownership.
Why Invest With Us
A simpler way to invest in real estate
If you've thought about investing in real estate, but don't know where to start or don't have the time to manage multiple projects, this is the simpler way in.
Asset-backed security
Every opportunity is secured by a promissory note and recorded mortgage deed against real property, with the property itself as collateral.
Strong returns
Earn 10-12% annual returns, which is well above traditional savings accounts offer.
Monthly cash flow
Earn interest paid to you every month for the life of the loan, not just at the end.
Investing with heart
Every deal, no matter where it's located, is a chance to bring returns back to the people you love and the places you call home.
How It Works
From inquiry to funded deal
Share how much you're looking to invest and a bit about your goals.
We'll set up a call to walk you through how private lending works and see if it's the right fit.
Once you commit, your funds are transferred prior to closing, and your investment is officially secured by the property.
Receive interest payments through the term, then get your principal back at the end — or roll it into the next deal.
Track Record
Real deals, real returns
We've built our house-buying business on the same discipline we bring to every lending relationship: conservative underwriting, clear communication, and doing what we say we'll do.
8–12%
Typical annual return
6–12 mo
Typical loan term
≤ 70%
Typical loan-to-value
Built On Security
Your capital is protected at every step
Title work, insurance, and recorded liens are standard on every deal. We only lend against properties we'd be comfortable owning ourselves.
Minimum Investment
$25,000
Ways to Invest
Single-deal notes, revolving lines of credit, or a self-directed IRA. We'll walk through what fits your goals.
Investing FAQs
Common questions from lenders
What is private lending?
Private lending is when an individual, rather than a bank, provides the funding for a real estate project. As a private lender, you fund a specific deal and your loan is secured by a recorded lien against the property. In return, you earn interest on your capital for the term of the loan.
Is private lending for everyone?
Private lending isn't right for everyone. It works best for investors who don't need immediate access to their capital and are comfortable with it being tied to a specific real estate deal for the term of the loan. We're happy to talk through whether it fits your goals.
How much money do I need to invest?
Minimum investments vary depending on the deal, but typically our minimum is $25,000. From there, you can invest as much as you're comfortable with, whether that's a single deal or spread across multiple opportunities over time.
How is my money protected?
Your capital is backed by a real, tangible asset. Every deal is secured by a promissory note and recorded mortgage deed, and the property itself serves as collateral. Title work and insurance are standard on every deal and you are added as a loss payee on the insurance.
When do I get my money back?
Your principal is returned at the exit of the project, typically 6–12 months from funding, once the property is sold or refinanced. At that point, you can withdraw your funds or roll them into the next deal.
What kind of returns can I expect?
Our private lending opportunities typically offer 10–12% annual interest, paid to you monthly for the life of the loan, with your principal returned in full at exit.
Do you only invest in Hawaii?
Hawaii is where our story began and where our mission is rooted, but we know the same challenges families face here (rising costs, limited inventory, being priced out) exist elsewhere too. That's why we also invest in select markets in the mainland, where we can apply the same principles of service, education, and generational wealth-building. Our focus and heart stay with Hawaii; our reach goes where we can serve well.
If you invest in the mainland, how does that benefit Hawaii?
Great question. By providing private lending opportunities that are tied to mainland deals, we're able to help Hawaii investors, especially those in our own network and communities, put their capital to work in a market with more accessible entry points and stronger cashflow. This also means that your returns stay connected to home and acts as a way of bringing money back into Hawaii.
Rooted in faith. Serving with purpose.
Helping Hawaii families find solutions and build generational wealth.
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Have a question?
Reach out and we'll get back to you personally.
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